BEDS5
BATHS3 full 1 partial
SQUARE FEET3,370
MLS#2618384
STATUSActive
PROPERTY TYPEResidential - Single Family
SUBDIVISIONLake Monticello
Property Description
AUCTION TERMS: Sold via online auction on the listing brokerage's website. List price does not reflect final sale price. Sold as-is, where-is. 10% buyer's premium added to high bid. Sale subject to seller confirmation. Auction ends July 24 @ 2PM. GATED LAKE MONTICELLO POOL HOME ON 1.18± ACRES - 3 ELM CT, PALMYRA, VA AUCTION RESERVE IS PRICED WITH REPAIRS IN MIND. 5 Bed | 4 Bath | 3,370± SF + Finished Basement | Saltwater Pool | 1.18± Acre Lot A rare find in one of Central Virginia's premier gated lake communities: a spacious, structurally sound home with a saltwater pool, an oversized lot, and room to grow - priced to sell with updates factored into the Reserve. Live in it now, upgrade on your terms. On public water/sewer, low-risk flood zone. Roof, HVAC, and water heater are near end of life and reflected in pricing - buy right and capture the equity yourself instead of paying a flipper's markup. STANDOUT FEATURES: In-ground saltwater pool (792± SF), pump ~5 years old - 1.18± acre lot - nearly double neighboring parcels- Two decks (626± & 528± SF), covered porch, storage shed- 3,370± SF finished living space plus 778± SF finished basement- Heat pump w/ central air, block foundation, composition roof- LAKE MONTICELLO LIFESTYLE: Gated, privately patrolled community on a 350-acre lake with 5 beaches, marina, boat launches/slips. 18-hole golf course & Fairway Clubhouse, Ashlawn Clubhouse pool, pickleball, tennis, basketball, playgrounds, walking trails, and The Bistro dining - all for ~$1,200/yr HOA. Zoned for Fluvanna County Schools (B+ Niche rating). ~15 miles / 30 min to Charlottesville & UVA. IDEAL FOR: Investors, flippers, contractors, owner-occupants, and 203(k)/renovation-loan buyers seeking more house, more land, and more amenities in a community people pay to join. RealAVM� $582,300 | Confidence Score 93 | Range $542,200-$622,300 | As of 06/08/2026
Property Features
Property Type: Residential - Single Family
Basement: Yes
Basement: Finished, Garage Access, Heated
Cooling: Central Air, Attic Fan
Fenced: Yes
Garage: 2 car attached
Heating: Electric, Forced Air
Home Style: A-Frame, Two Story
Lot Size: 1.18 Acres
Roof Type: Composition, Shingle
Stories: 2.0
Taxes: $3,533
Year Built: 1988
Feature Descriptions
Appliances: Cooktop, Dryer, Dishwasher, Electric Water Heater, Freezer, Ice Maker, Microwave, Range, Refrigerator, Stove, Washer
Association Amenities: Landscaping, Management
Community Features: Beach, Boat Facilities, Clubhouse, Community Pool, Deck/Porch, Dock, Fitness, Golf, Gated, Lake, Marina, Pond, Pool, Trails/Paths
Days on Site: 10
Exterior: Deck, Lighting, Porch, Storage, Shed, Paved Driveway
Exterior: Block, Drywall, Concrete, Plaster, Wood Siding
Floor Features: Ceramic Tile, Partially Carpeted, Wood
Formal Dining: Yes
HOA Fee: 1200/ Annually
Interior: Bookcases, Built-in Features, Bedroom on Main Level, Breakfast Area, Bay Window, Ceiling Fan(s), Dining Area, Separate/Formal Dining Room, Double Vanity, Eat-in Kitchen, Granite Counters
Lot: Cul-De-Sac
Parcel#: 18-A-3-99
Parking: Attached, Direct Access, Driveway, Garage, Garage Door Opener, Oversized, Paved, Workshop in Garage, Boat, RV Access/Parking
Patio/Porch: Balcony, Rear Porch, Deck, Porch
Pool Features: Concrete, Fenced, In Ground, None, Community
Security: Controlled Access, Gated Community, Smoke Detector(s), Security Guard
Sewer: Public Sewer
Water: Public
Window: Screens
Local Schools
High School: Fluvanna
Middle School: Fluvanna
Elementary School: Cunningham
Listed By / Shown By
Listed By
Agency Name: Dudley Resources
Shown By
Agent Name: Scott Dearnley
Agent Phone: (804) 938-5277
Agency Title: Joyner Fine Properties
Estimate Your Payment
Estimated Payment
$ 1,283.84 per month $935.46 Principal & Interest $294.42 Property Tax $53.96 Homeowner's InsuranceChange Payment Information
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3 Elm Court | MLS# 2618384
This single family home located at 3 Elm Court , Palmyra, VA 22963 is currently listed for sale with an asking price of $185,000. This property was built in 1988 and has 5 bedrooms and 3 full and 1 partial baths with 3370 sq. ft. Elm Court is located in the Lake Monticello subdivision. Search Lake Monticello real estate on www.scottdearnley.com today.